1. Insurance is older than pizza. Literally.
While pizza became popular in the 18th century, the first insurance policy dates back
to 1750 BCE in Babylon! Merchants would pay a little extra to lenders so their goods
were protected during long (and risky) caravan journeys.
Moral of the story: Ancient Babylonians were already thinking like
millennials—protect what matters.
2. You can insure almost anything. Yes, even a moustache.
From singers insuring their vocal cords to cricketers covering their fingers, insurance
isn't just about cars and hospitals. Did you know a coffee taster once insured his
taste buds for $10 million?
Fun Fact: A food blogger could probably get insured for a burnt tongue… if they
tried hard enough.
3. Life insurance is not for you. It’s for them.
Think you don’t need life insurance because “nothing will happen”? True. But life
insurance isn’t about you—it's about the people who depend on you.
Translation: It’s the most loving breakup letter you can write to future financial stress.
4. Premium ≠ Expensive
“Premium” sounds pricey, but in insurance terms, it simply means the amount you
pay to keep your cover active. It could be as affordable as your monthly Netflix
subscription (without the cliffhangers).
Pro tip: Starting early means smaller premiums and bigger benefits. Like compounding joy.
5. Retirement plans are like slow cookers.
You put in money (ingredients), let it simmer over time (years of investment), and
once you retire—voilà! A hearty dish of monthly income awaits.
Insurance recipe hack: Choose a plan where you pay till 60 and enjoy a stress-free
payout for life.
6. Health insurance is the juice cleanse your wallet needs.
Medical emergencies can cost lakhs. A good health insurance plan keeps your savings from going under the knife—literally. It’s your wallet’s detox from unexpected
bills.
Zen hack: Many policies also offer free annual health checkups. Yes, free.
7. Term insurance is the sniper of the insurance world.
It’s straightforward, sharp, and deadly efficient. You pay low premiums, and if
something unfortunate happens during the term, your family gets a high payout.
TLDR: Low-cost, high-impact? We call that a win-win.