Home insurance is your essential safety net, providing comprehensive protection for one of your most valuable assets—your home. It shields your house and personal belongings from a wide array of unforeseen events, including fire, theft, storms, floods, earthquakes, and even vandalism. Whether you own a standalone home or an apartment, a good home insurance policy can help you recover financially from the loss or damage caused by such disasters.
Some plans allow you to customize your coverage with add-ons like protection for temporary housing costs (if your home becomes uninhabitable), coverage for home office equipment, or even specific high-value items. In a world of increasing risks—be it natural disasters or everyday mishaps—home insurance delivers true peace of mind. It lets you enjoy your home knowing you and your loved ones are shielded from life’s uncertainties.
Home Insurance covers you in two ways:
Structure Only Plan
This plan insures just the physical structure of your home—meaning the building itself. Coverage includes damage to walls, roof, foundation, windows, doors, floors, and any permanent fixtures like kitchen and bathroom fittings.
Structure + Contents Plan
This comprehensive policy covers both the home’s structure and its contents. In addition to the physical building, it also protects all moveable items inside the house—such as furniture, appliances, clothing, electronics, jewelry, and more.